Software Engineer, Credit

Навыки

• Распределённые системы
• Machine Learning
• Мониторинг и observability
• Ответственность за результат
• Python
• Роадмап
• SASS / LESS

О компании и продукте

• Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $200B in annualized spend flows in and out of 70,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.
• The problems are high-stakes, data-dense, and unforgiving.
• We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you’ve built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome.
• The median Ramp customer saves 5% and grows revenue 16% in their first year – far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same.

Задачи

• Architect scalable, stateful systems for automated limit management to optimize Ramp’s charge card portfolio
• Envision and build the next generation of agents and tools that automate manual credit decisions and increase operational efficiency
• Develop high-volume, low-latency risk controls to support Ramp’s expansion into new products, customer segments, and geographies
• Design and build real-time decisioning systems spanning the entirety of a business's credit lifecycle on Ramp
• Partner closely with analysts, data scientists, and product to translate risk strategies into reliable software

Требования

• 2+ years of backend engineering experience
• Proficiency in Python or a comparable backend language
• Experience working with distributed systems and async frameworks
• Proficiency with converting abstract business problems into robust data models and technical specs
• Experience building or operating systems with strict auditability, observability, and correctness guarantees
• High ownership mentality – you care deeply about the systems you build
• Ability to work closely with non-engineering partners (Risk Strategy, Ops, Sales) to create impact

Будет плюсом

• Experience leveraging AI/LLMs for development or for internal workflows
• Interest in financial optimization problems
• Willingness to learn and move fast while holding the bar on correctness
• Defensive programming aptitude
• Experience using feature stores, rule engines, and ML platforms in production

Условия

• AVAILABLE TO ALL FULL-TIME RAMP EMPLOYEES (GLOBAL)
• Flexible PTO
• Centralized home-office equipment ordering
• Health and wellness stipend
• Budget for intra-office travel
• Weekly coffee stipend
• UNITED STATES
• 100% medical, dental & vision insurance coverage for you, with partial coverage for dependents
• One Medical annual membership
• 401(k), including employer match on contributions made while employed by Ramp
• Fertility HRA (up to $10,000 per year)
• Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay
• Pet insurance
• In-office perks: lunch, snacks, drinks, and more
• Relocation expense coverage to NYC or SF (if needed)
• Group medical, dental, and vision coverage through Sun Life
• Life, AD&D, and disability coverage
• Fertility drug coverage (up to $4,000 lifetime)
• Group Retirement Plan with employer match (RRSP + DPSP)
• Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay, with additional time available at reduced pay
• Employee Assistance Program and virtual care through Lumino Health
• UNITED KINGDOM
• Private medical insurance through Freedom Elite
• Virtual GP and at-home care via eMed x Livi
• Workplace pension through Penfold, with salary sacrifice option

Паспорт вакансии

История публикации

Откуда что взялось

Отмечено то, что вывели мы. Без пометки — значение назвал работодатель.

Почему на этом месте в выдаче

Порядок выдачи объявлен контрактом: свежесть решает между днями, полнота и зарплата — внутри дня.